• * Fees may reduce earnings.
• Interest Rates are subject to change without notice
• No minimum balance required to earn interest.
• Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.  Interest will be compounded and credited monthly.  If you close your account before interest is credited, you will not receive the accrued interest.  Interest begins to accrue on the business day you deposit noncash items (for example, checks).
• 10% discount on a safe deposit box.

Failure to enroll in eStatement will result in a monthly service charge of $4.00 per month.  

Available for students of all ages.  Children under the age of 15 are required to have a parent/guardian as a joint owner.

Insufficient Funds fee (NSF) $10.00/item.

Failure to enroll in eStatement will result in a monthly service charge of $4.00 per month. 

This account will be converted to a Basic Checking account following the student's 21st birthday.  The Basic Checking also requires electronic statements and the insufficient funds charge (NSF) increases to $18.00.  Failure to maintain eStatements will result in conversion to a Basic Checking-Fee account and includes a $4 monthly service charge.